Social Security
For years Social Security has put a hindering on the functionality of United States citizens. Retirement is a very important choice for many people and social security restraints hurt many citizens annual income. Worst of all, the social security penalty has a vast effect on senior citizens considering retirement. ... Retirees drawing Social Security benefits are subject to something called an Earnings Test. This test will determine each person’s social security benefits. ... This penalty is unfair to those hard workers who earn more than the social security standard.